A first has occurred:
'Weird Al' Yankovic has the Number 1 Album in America this week according to the Billboard 200. Selling more than 104,000 copies, Mandatory Fun is his best selling album ever and the first album to appear at Number 1 on the list.
Since 1983, Weird Al has released more than 15 albums, having success into his fourth decade of work is impressive, more impressive, this is the first time a comedy album has made the top spot in more than 50 years. Weird Al has written more than 100 songs that did not even make it to his albums.
A talented performer, Weird Al established the parody genre popular all over the internet.
He even had a television Saturday Morning show on CBS, The Weird Al Show, for one season in 1997. http://en.wikipedia.org/wiki/The_Weird_Al_Show
Possibly my favorite song on Mandatory Fun is Word Crimes, a parody of Blurred Lines. You can listen to his new song Word Crimes on the album here: http://www.weirdal.com/
Word Crimes appears to have been written for all the grammar police on the internet and to teach some less articulate people why what they are saying is Literally wrong.
For a helpful list of punctuation marks and when they should be used look here:
http://editorial.designtaxi.com/news-punct1606/big.jpg
When you have something to say, proper grammar and punctuation can be the difference between properly conveying an important argument and initiating a resounding thud from your listeners.
Attorneys make arguments to courts using Facts and Law. While facts are individual to a case, Law derives from Code, such as statutes and written rules, and Case law, those decisions handed down by previous courts in similar situations. When a court is faced with similar Fact situations under the same rules, the results are expected to be similar. If the statute applies, it should be enforced, absent some exception found in another statute or case law.
Attorneys should be wordsmiths. Choosing the exact word or phrase to convey their client's business. If the parties were married, it may be a divorce but not a paternity action. If the attorney practices Collaborative Law, she may be cooperative in helping heal the family going through divorce. http://www.cfl-cfl.com/Legal-Directory.html
When an apology is appropriate, an answer may not appear satisfactory.
Sometimes, the wrong word hurts.
Thursday, June 19, 2014
Tuesday, June 3, 2014
Congratulations to Commissioner Robert Stuart
After taking the month of May off from writing my blog, I
thought it was important to note the swearing in of Robert Stuart as
Commissioner of Orlando.
Robert is a dear friend, a trusted adviser, an
excellent city commissioner, and my Sunday School teacher at College Park
Baptist Church. Monday's swearing in ceremony at Orlando’s City Hall begins
another four years of service for Robert, on top of his last eight years as
Commissioner of Orlando's District 3.
Additionally, Robert has served as the
executive director of the Christian Service Center for more than 20
years.
Labels:
Christian,
Commissioner,
orlando,
service,
Trusted Advisor
Monday, April 14, 2014
Writing Makes Me Happy
Unfortunately, writing is also work! Saw this and had to add my 2 cents. http://www.infobarrel.com/22_Habits_of_Unhappy_People
Happy People Smile More!
On Friday, I saw a night of one act plays produced by Valencia Community College. http://valenciacollege.edu/
It did not hurt that my daughter was the star of the final act. The plays were Hilarious, Dramatic, Irreverent, Socially challenging, and most of all Creative.
13 playwrights, 29 actors, 16 directors, and one professor used "Resentment Falls" as the theme for the evening. Some chose dramatic interpretations of human interaction where one party's resentment eventually changed to respect, love, or something else. Others used the phrase 'resentment falls' within the dialogue. One referred to a fictional river leading to it; another used an onstage film crew. Tow used painters depicting the beginning and end of different relationships to milk the drama; two used Facebook https://www.facebook.com/ or Twitter https://twitter.com/ to hold distant conversations onstage.
In my most humble opinion, the most creative piece was a horserace between Pride, Anger, Serenity, Confusion, Resentment, Worry, and bringing up the rear, Flatulence. Of course after Resentment falls, taking out Pride and Anger, Serenity wins the day over the others.
My favorite however, was 'Assisted Living'. This play introduced the Resentment Falls Retirement Community, where all your disgruntled relatives can live to their hearts' contentment. Of course grumpy old men complain about everything and Resentment Falls promises to give them much about which to complain. I wanted to purchase the script for our Elder Law Section meeting! Instead, I have asked the director to bring his actors to our annual seminar to perform for 50 lawyers who work hard daily helping elders negotiate the end of life.
Unhappy people have many things in common, laughing at their situation is not one! I hope you can laugh about this blog; at least the work today was fun. Aubrey
Happy People Smile More!
On Friday, I saw a night of one act plays produced by Valencia Community College. http://valenciacollege.edu/
It did not hurt that my daughter was the star of the final act. The plays were Hilarious, Dramatic, Irreverent, Socially challenging, and most of all Creative.
13 playwrights, 29 actors, 16 directors, and one professor used "Resentment Falls" as the theme for the evening. Some chose dramatic interpretations of human interaction where one party's resentment eventually changed to respect, love, or something else. Others used the phrase 'resentment falls' within the dialogue. One referred to a fictional river leading to it; another used an onstage film crew. Tow used painters depicting the beginning and end of different relationships to milk the drama; two used Facebook https://www.facebook.com/ or Twitter https://twitter.com/ to hold distant conversations onstage.
In my most humble opinion, the most creative piece was a horserace between Pride, Anger, Serenity, Confusion, Resentment, Worry, and bringing up the rear, Flatulence. Of course after Resentment falls, taking out Pride and Anger, Serenity wins the day over the others.
My favorite however, was 'Assisted Living'. This play introduced the Resentment Falls Retirement Community, where all your disgruntled relatives can live to their hearts' contentment. Of course grumpy old men complain about everything and Resentment Falls promises to give them much about which to complain. I wanted to purchase the script for our Elder Law Section meeting! Instead, I have asked the director to bring his actors to our annual seminar to perform for 50 lawyers who work hard daily helping elders negotiate the end of life.
Unhappy people have many things in common, laughing at their situation is not one! I hope you can laugh about this blog; at least the work today was fun. Aubrey
Thursday, April 3, 2014
A Non-Stressful Way for Florida Couples to Divorce
Going through a divorce in Orlando, Florida, can be a difficult stage of a person's life. Floridians considering divorce should realize that divorce could sometimes be the largest legal, emotional and financial issue they'll ever experience. Ending a marriage severs the legal marital relationship, divides marital assets and sets parenting duties for children.
However, ending a marriage in Florida could be made less difficult if a couple engages in one of several forms of alternative dispute resolution, which may help spouses divorce without the traditional stress and challenge of litigation. Many people are currently choosing a collaborative divorce process because of its different advantages. Divorce and collaborative law is a novel approach that removes the "fight and win" mindset from a divorce process. Collaborative law allows both parties to use negotiation and mediation to settle legal divorce issues.
Collaborative divorce is a popular option for couples because it prevents parties from saying or doing things just to win. Unlike litigation, the collaborative divorce process helps spouses end a marriage amicably, which can also benefit parents who want to settle child-related issues without affecting the child. Because collaborative divorce encourages parents to act as a parenting team when raising their child, divorcing with the collaborative law process can have less emotional impact on a child.
Different professionals in collaborative law may guide divorcing couples through the emotional, financial and legal aspects of divorce. These professionals will remain neutral but will provide the parties with a forum and suggestions to come to a mutual decision.
Compared to a traditional Orlando divorce where the Florida court will decide the divorce settlement, the decision making in collaborative law is done by the spouses and the final outcome solely depends on mutual agreement. More importantly, collaborative divorce may work for both parties who are willing to actively participate in the negotiation.
Source: KERA News, "Three Reasons People Choose Collaborative Divorce," Stephen Becker, March 20, 2014
Collaborative divorce is a popular option for couples because it prevents parties from saying or doing things just to win. Unlike litigation, the collaborative divorce process helps spouses end a marriage amicably, which can also benefit parents who want to settle child-related issues without affecting the child. Because collaborative divorce encourages parents to act as a parenting team when raising their child, divorcing with the collaborative law process can have less emotional impact on a child.
Different professionals in collaborative law may guide divorcing couples through the emotional, financial and legal aspects of divorce. These professionals will remain neutral but will provide the parties with a forum and suggestions to come to a mutual decision.
Compared to a traditional Orlando divorce where the Florida court will decide the divorce settlement, the decision making in collaborative law is done by the spouses and the final outcome solely depends on mutual agreement. More importantly, collaborative divorce may work for both parties who are willing to actively participate in the negotiation.
Source: KERA News, "Three Reasons People Choose Collaborative Divorce," Stephen Becker, March 20, 2014
Labels:
attorney,
Collaborative Law,
divorce,
florida,
traditional divorce
Friday, March 28, 2014
Attorney Ratings are Important - Ask!
Attorney Aubrey H.
Ducker Jr has Achieved the AV Preeminent® Rating - the Highest
Possible Rating from Martindale-Hubbell®.
Aubrey H. Ducker Jr, a lawyer based in Winter
Park, FL whose primary area of
practice is Family Law, has earned the AV
Preeminent® rating from Martindale-Hubbell®
Winter Park, FL (PR Newswire) January 28, 2014 - Martindale-Hubbell® has confirmed that attorney Aubrey H. Ducker Jr still maintains the AV Preeminent Rating,
Martindale-Hubbell's highest possible rating for both ethical standards and
legal ability, even after first achieving this rating in 2012. For more than 130 years, lawyers have relied on the Martindale-Hubbell AV Preeminent® rating while searching for their own expert attorneys. Now anyone can make use of this trusted rating by looking up a lawyer's rating on Lawyers.com or martindale.com. The Martindale-Hubbell® AV Preeminent® rating is the highest possible rating for an attorney for both ethical standards and legal ability. This rating represents the pinnacle of professional excellence. It is achieved only after an attorney has been reviewed and recommended by their peers - members of the bar and the judiciary. Congratulations go to Aubrey H. Ducker Jr who has achieved the AV Preeminent® Rating from Martindale-Hubbell®.
Aubrey H. Ducker Jr commented on the recognition: "The
Martindale-Hubbell AV Preeminent Rating is a credential highly valued and
sought after in the legal world. It used to be a sort of secret among attorneys
who used the rating as a first screen when they needed to hire a lawyer they
did not personally know. Now, thanks to the Internet, the Rating is a great way
for anyone – lawyers or lay people - to use to screen lawyers. I am thankful to
my peers who nominated me for this distinction, and proud to have earned this,
the highest possible Martindale-Hubbell rating."
To find out more or to contact Aubrey H. Ducker Jr of Winter Park, FL, call 407-645-3297, or visit http://www.aubreylaw.com.
As a result of this honor, American Registry LLC, has added Aubrey H. Ducker Jr to The Registry™ of Business and Professional
Excellence. For more information, search The Registry™ at http://www.americanregistry.com.
Contact Information:
Aubrey H. Ducker Jr
Aubrey H. Ducker Jr
Phone: 407-645-3297
Email Address: AubreyLaw@gmail.com
Attorney Aubrey H. Ducker Jr has Achieved the AV Preeminent® Rating - the Highest
Possible Rating from Martindale-Hubbell®.
Tuesday, March 25, 2014
Excerpts from My Book
Published by Aspatore Books, a Thomson Reuters business
My Title: Managing Member
My Phone #: 407-645-3297
My Email: Aubreylaw@gmail.com
Aubrey Harry Ducker, Jr., is a member of the Orange County Bar Association and the Florida Bar and the American Bar Association. He has received a AV Preeminent Peer Review Rating from Martindale-Hubbell. Mr. Ducker serves by court appointment as a Guardian Ad Litem, advocating for children in contested custody and abuse or neglect cases. After serving six years in the U.S. Navy onboard the USS George Bancroft, SSBN-643, Mr. Ducker attended the Valencia Community College, the University of Central Florida and the University of Florida Levin College of Law in Gainesville.
Managing Family Law/Elder Care Law
Nexus Cases Using Collaborative Law Strategies
. . . Guardianship in Florida is filed in the probate court. My first guardianship
case involved a fifty-year-old deaf mute who had received a large
settlement from a lawsuit, but because of his disabilities, the court did not
want him to have access to that settlement. Therefore, a guardianship of the
person was required and a trustee was appointed to manage his assets. (Funny how the Courts will sometimes set up problems for the people they are really trying to assist.)
I have also
worked on cases involving long-term marriages—marriages of more than fifty
years—where the parents were beginning to decline in health and their children
were starting to apply for guardianships or having difficult conversations with
their parents regarding what would happen to them in the future; i.e., where
they would live, and/or if they would have to go into a nursing home. Many such
“end of life” questions come up in the practice of elder law—i.e., how and
where I am going to live out my life, and who is going to make decisions for me
when I an incapacitated? In some cases, one or both of the parties are becoming
incompetent due to dementia, Alzheimer’s, or other frailties of age affecting
the decision making process and one spouse’s ability to care for the other
spouse.
For
example, I once had a case involving a couple who had been married for about
sixty-two years. The wife wanted a divorce because she was concerned that her
husband was trying to kill her. In all of her interactions with me she appeared
to be perfectly competent, but during the divorce proceedings it became clear
that she had some defects of the memory. The parties had been separated for two
years and were living apart; they had homes in different areas of the state and
in different states. They had three children; two were aligned with their
mother and wanted her to receive all of the couple’s assets, and one child was
aligned with the father. In my opinion, instead of talking to their parents
about filing for divorce, the children should have been talking to me about
filing a guardianship for both parents, because both parents had serious memory
defects. Ultimately, the parents got divorced; and the children became engaged
in what I refer to it as a pre-death probate process, because the children were
basically dividing up their parents’ assets and aligning themselves with the
parent who they were expecting to receive an asset from in future years.
As it
turned out, some of the assets that the parents claimed to own were, in fact,
non-existent, even though we had done due diligence in that area. For example,
both spouses had certificates of deposit and bank statements that showed that
they had a certain amount of money in the bank; we later learned that the
parents had subsequently taken that money out of the bank and used it for their
daily living expenses. Consequently, instead of having $200,000 in the bank,
the couple only had $20,000. Indeed, between the time of the signing of a
marital settlement agreement that had been negotiated with everyone’s full
disclosure and knowledge and the time we appeared in court for a final
judgment, it became apparent that both spouses had delusional notions regarding
the extent of their assets. Therefore, the couple was probably not competent
with respect to making decisions concerning a divorce; and we should have been
pursuing guardianship issues instead.
In a similar case, I dealt with a couple who had been
married for fifty-six years, and the wife had full-blown Alzheimer’s dementia.
She did not know on a day-to-day basis where she was or who she was with; she
did recognize her husband and her children, but only to a minimal extent. It
was clear that she was fully incompetent. Her husband had been taking care of
her for several years; and unfortunately, he had made some statements to his
adult children, who were in their fifties, complaining about the care that his
wife required. The children had interpreted the husband’s concerns and
complaints as a reluctance to care for his wife; and one day, they simply took
their mother out of her home, claiming that they were taking her to the
beautician to get her hair done, and she was never returned to the home.
Although the children were seemingly trying to protect their mother from
neglect by her husband, they wound up destroying both parents’ lives. The
husband died just nine months later, having never seen his wife again because
of the actions of his children.
I
believe that we are likely to see more guardianship cases in the elder law area
in the future, largely because as our life expectancy increases we will see
more couples who have been married for fifty, sixty, or even seventy years.
Many of those couples have adult children who have been married for twenty to
forty years; and those children are becoming the caregivers of their parents in
much greater numbers than in previous years. Ultimately, as adult children
become caregivers conflicts will arise over the definition of appropriate care.
Indeed, we are seeing a growing number of conflicts over where elderly parents
should live and who should be providing their care. Unfortunately, I am also
seeing more cases involving parents who are outliving their retirement savings.
When they retired twenty or thirty years ago they had significant assets, but
now that they have become dependent on nursing home care their assets are gone
and their children are applying for them to be enrolled in Medicaid.
All
too often, the children of elderly parents receive bad advice that leads to
very confusing family law issues, especially when you have one party to a
marriage who may be suffering from dementia or Alzheimer’s and may be
incompetent, and their children want to control the care of their parent but
they do not really know how to go about doing that. For instance, in the case I
referred to where the adult children took their mother away from the home where
she had been living with her husband of fifty-six years, those adult children
started cleaning out bank accounts so that they would have sufficient assets to
take care of their mother. The husband then went to an attorney who advised him
to file for divorce so that the court would freeze the couple’s assets, thereby
ensuring that that husband would be able to protect his half of the assets.
However, that was not an effective strategy—in fact, the children used the
divorce filing as evidence that their father no longer wanted to have anything
to do with his wife. In this case, the husband’s original attorney wound up
making his client’s problem far worse than it was to begin with. When the
husband consulted me we immediately withdrew the divorce petition and filed a
guardianship petition instead. Unfortunately, the children had already used the
divorce petition which was filed in Florida as evidence in their case for a
conservatorship in California, where they had taken their mother by plane, even
though she did not know where she was going; and she never returned to Florida
until after her husband’s death.
My Name: Aubrey Harry
Ducker Jr.
My Firm Name: The Law Offices of
Aubrey Ducker, PLCMy Title: Managing Member
My Phone #: 407-645-3297
My Email: Aubreylaw@gmail.com
My Website: www.aubreylaw.com
Business Address: 2020 Mizell
Avenue, Winter Park, FL 32792
Aubrey Harry Ducker, Jr., is a member of the Orange County Bar Association and the Florida Bar and the American Bar Association. He has received a AV Preeminent Peer Review Rating from Martindale-Hubbell. Mr. Ducker serves by court appointment as a Guardian Ad Litem, advocating for children in contested custody and abuse or neglect cases. After serving six years in the U.S. Navy onboard the USS George Bancroft, SSBN-643, Mr. Ducker attended the Valencia Community College, the University of Central Florida and the University of Florida Levin College of Law in Gainesville.
Mr. Ducker’s
practice focuses on Collaborative Divorce, Elder Law, Family Law and
Guardianships. He also shares Mortgage Mediation Education Inc. as a co-owner
and lecturer on Ethics. Mr. Ducker is previously published under the Aspatore
Label with Inside the Minds, Strategies for Family Law in Florida. He also
serves on the board of Director of several non-profits and Chairs the Board of
Christian Ethics Today.
Mr. Ducker previously
served as Attorney for the City of Eagle Lake, Florida
Thursday, March 20, 2014
Seniors were Green before Being Green was Green!
In
a checkout at the store, the young cashier suggested to the much older
woman, that she should bring her own grocery bags because plastic bags
weren't good for the environment.
The woman apologized and explained, "We didn't have this 'green thing' back in my earlier days."
The
young clerk responded, "That's our problem today. Your generation did
not care enough to save our environment for future generations."
She was right -- our generation didn't have the "green thing" in its day.
Back
then, we returned milk bottles, soda bottles and beer bottles to the
store. The store sent them back to the plant to be washed and sterilized
and refilled, so it could use the same bottles over and over.
So they really were recycled.
But we didn't have the "green thing" back in our day.
Grocery
stores bagged our groceries in brown paper bags, that we reused for
numerous things, most memorable besides household garbage bags, was the
use of brown paper bags as book covers for our schoolbooks. This was to
ensure that public property, (the books provided for our use by the
school) was not defaced by our scribblings.
Then we were able to personalize our books on the brown paper bags.
But too bad we didn't do the "green thing" back then.
We
walked up stairs, because we didn't have an escalator in every store
and office building. We walked to the grocery store and didn't climb
into a 300-horsepower machine every time we had to go two blocks.
Back
then, we washed the baby's diapers because we didn't have the throwaway
kind. We dried clothes on a line, not in an energy-gobbling machine
burning up 220 volts -- wind and solar power really did dry our clothes
back in our early days. Kids got hand-me-down clothes from their
brothers or sisters, not always brand-new clothing.
Back
then, we had one TV, or radio, in the house -- not a TV in every room.
And the TV had a small screen the size of a handkerchief (remember
them?), not a screen the size of the state of Montana . In the kitchen,
we blended and stirred by hand because we didn't have electric machines
to do everything for us. When we packaged a fragile item to send in the
mail, we used wadded up old newspapers to cushion it, not Styrofoam or
plastic bubble wrap. Back then, we didn't fire up an engine and burn
gasoline just to cut the lawn. We used a push mower that ran on human
power. We exercised by working so we didn't need to go to a health club
to run on treadmills that operate on electricity.
We
drank from a fountain when we were thirsty instead of using a cup or a
plastic bottle every time we had a drink of water. We refilled writing
pens with ink instead of buying a new pen, and we replaced the razor
blades in a razor instead of throwing away the whole razor just because
the blade got dull.
But we didn't have the "green thing" back then.
Back
then, people took the streetcar or a bus and kids rode their bikes to
school or walked instead of turning their moms into a 24-hour taxi
service in the family's $45,000 SUV or van, which cost what a whole
house did before the "green thing." We had one electrical outlet in a
room, not an entire bank of sockets to power a dozen appliances. And we
didn't need a computerized gadget to receive a signal beamed from
satellites 23,000 miles out in space in order to find the nearest burger
joint.
But
isn't it sad the current generation laments how wasteful we old folks
were just because we didn't have the "green thing" back then?
When you need an attorney, or want to find an attorney to help with Elder Law, Guardianships or Family Law, Call me at 407-645-3297 or visit my website at www.aubreylaw.com
Labels:
Elder Law Attorney,
finding an attorney,
green,
help,
recycling
Tuesday, March 18, 2014
The MustardSeed of Central Florida is having a PARTY!!!
Chairs 4 Charity Event Details
Chairs 4 Charity is a Happening Thursday, April 3, 2014,
Benefiting the Mustard Seed of Central Florida!
This is our Fourth Chairs for Charity event, and it will be a “Shabby-chic happening”
at The Winter Park Farmers Market, located at 200 West New England Ave,
Winter Park Florida , 32789.
The evening is from 6:00 pm – 9:00 pm, and will be FUN!
The Mustard Seed will showcase eclectic donated furniture pieces and dinnerware for guests to enjoy signature cocktails, hors d’oeuvres entertainment and a silent auction while viewing your one-of-a-kind artwork.
The Youth Symphony Orchestra will provide the music, we will show case local artist who have chosen a chair from our donated items, the Artist will then turn their chair into a piece of Art. Our artists will be listed on our website , Monday, March 3rd. So be sure to check back!
We also will have scheduled appearances by retired NBA Legends, we will keep you posted. We hope to see you at this “Happening” event.
Cost of a single ticket is $50 and $85 will buy two tickets!
Download the Event Flyer Here!
Thank you in advance for supporting The Mustard Seed of Central Florida.
Benefiting the Mustard Seed of Central Florida!
This is our Fourth Chairs for Charity event, and it will be a “Shabby-chic happening”
at The Winter Park Farmers Market, located at 200 West New England Ave,
Winter Park Florida , 32789.
The evening is from 6:00 pm – 9:00 pm, and will be FUN!
The Mustard Seed will showcase eclectic donated furniture pieces and dinnerware for guests to enjoy signature cocktails, hors d’oeuvres entertainment and a silent auction while viewing your one-of-a-kind artwork.
The Youth Symphony Orchestra will provide the music, we will show case local artist who have chosen a chair from our donated items, the Artist will then turn their chair into a piece of Art. Our artists will be listed on our website , Monday, March 3rd. So be sure to check back!
We also will have scheduled appearances by retired NBA Legends, we will keep you posted. We hope to see you at this “Happening” event.
Cost of a single ticket is $50 and $85 will buy two tickets!
Download the Event Flyer Here!
Thank you in advance for supporting The Mustard Seed of Central Florida.
Labels:
central florida,
Charity,
Events,
Fun,
MustardSeed
Monday, March 17, 2014
Elder Law and the Attorney
This is an article I drafted for the Orange County Bar Association "Briefs" to be published next month. www.orangecountybar.org
Elder law can be
a very broad area of practice, as it primarily encompasses the client, rather
than the issue. Elder law attorneys typically answer questions regarding
Medicaid qualification, Medicare, social security, guardianships, estate
planning, end of life planning, living wills, testimonial wills, trusts, special needs trusts, qualified income trusts,
Medicaid trusts, the list goes on and on. Elder Law speaks more to Client Constituency than individual
issues handled. Elder Law Attorneys address issues of Competence and
Guardianship, End of Life and Healthcare Directives, Medicaid Planning as well
as Estate Planning. Over the past few years, a new area has emerged:
Foreclosure of Mortgages against new nursing home residents. What does the
average practitioner need to know to competently advise those asking questions?
Most important in any
discussion of Foreclosure is what is the assets value, and what
is actually owed. Because many houses in the Orlando area and surrounding
communities have lost significant value as a result of the foreclosure crisis
that began in 2008, many seniors who moved to Central Florida and put a sizeable
nest egg into their homes have witnessed the evaporation of equity at
unprecedented levels. In 2007, if you purchased a home for $200,000, it is
probably valued at less than ½ the original purchase price. If a mortgage was
used for the purchase, the balance due after 7 years may be significantly
higher than the current market value. This Negative Equity may place seniors at
risk due to limited income mobility, rising taxes and expenses and the inability
to refinance to a lower interest rate.
One issues many
seniors question is that of their homestead and mortgages. In recent years,
especially following the 2008 recession, seniors have witnessed a significant
decline in the value of their homestead. In many cases, seniors watched their
home equity evaporate, and their mortgage holder became under secured. The
federal government has been active in addressing the foreclosure crisis
resultant from this negative equity situation by passing programs such as HAMP, HAMP 2, HAFLA and finally the National
Mortgage Settlement. It’s unfortunate that in Florida our Attorney General
opposed the National Mortgage Settlement, even though it has helped thousands
of Floridians to modify their mortgage on much more favorable terms than they
could have otherwise achieved.
Attorneys
have been instrumental in the mortgage modification process, from many
different standpoints, notably the bankruptcy court began a mortgage
modification mediation program and started in Central Florida, the Orlando
Division of the Middle district Federal bankruptcy court. This mediation
program through the bankruptcy court system allowed debtors in bankruptcy to
force the mortgage holder to attend mediation. While mediation was an option in
state court foreclosure process, the success rate of people being able to stay
in their homes was significantly less than 10%, estimated at about 4%
statewide.
In the Orlando
Division middle district success is measured similarly, and those seeking
mediation and completing mediation with the ability to remain in their homes,
measured at 74% of all modifications signed. Additionally the mediation process
in the bankruptcy court has allowed many debtors the dignity of negotiating to
surrender the home, rather than just waiting until the bank foreclosure process
is completed and they are eventually evicted. Many seniors are afraid of
bankruptcy because they don’t realize how fully their cards are stacked against
them with regard to credit.
I am proud to be a part of the Mortgage Modification Education Inc. MME provides training to attorneys throughout the State of Florida and has trained attorneys from Indiana, Tennessee, South Carolina, Georgia, Virginia and New Jersey. www.mortgagemodificationeducation.com is our website and training is scheduled for New York City in April. Please get the information you need and seek assistance of competently trained counsel.
A
Wednesday, March 5, 2014
Domestic Violence, Trials and the Congressman
The Orlando Sentinel (www.orlandosentinel.com) reported today that Congressman Alan Grayson is embroiled in a particularly distasteful divorce which has now included allegations of Domestic Violence. Domestic Violence is all too common and can be investigated here: http://en.wikipedia.org/wiki/Domestic_violence
Spousal Abuse occurs against Women and Men. It is NOT primarily focused on one gender, even though the United States funds the Office on Violence Against Women. http://en.wikipedia.org/wiki/Office_on_Violence_Against_Women.
The Tamp Tribune picked up the story too. http://www.tampabay.com/blogs/the-buzz-florida-politics/alan-graysons-wife-says-he-shoved-her/2168521
Also today, a caller to my office asked whether there was any need to report an incident of domestic violence because "the officer said it was just 'he said she said."'
Whenever I have a client who relates incidents of domestic abuse, threats or violence, my advice is as follows:
1. Call the police. If you call, there will be a record in the future that at least you sought help.
2. File for an Injunction. If there was a negative impact to your person, or a threat of harm in the future, ask the courts for an injunction.
3. Do not dismiss the injunction prior to hearing. Dismissal of an injunction is almost always used to show that there was NO VIOLENCE in the first place, also showing that you were not truthful.
4. Get the advice of an attorney. You are not prepared to represent yourself in a courtroom environment. An attorney should know the rules and procedures to maximize your case. An attorney may be able to offer solutions that prevent court hearings while protecting you from allegations of untruthfulness.
5. Do Not Touch another person negatively.
6. Do Not Yell.
7. Do Not Threaten.
If you have been the victim of abuse, or if you have been falsely accused of abuse,
Please Seek the Help of A Qualified Attorney.
I am available by phone at 407-645-3297, or you may visit my website at www.aubreylaw.com
I look forward to meeting you and helping in your time of need.
Spousal Abuse occurs against Women and Men. It is NOT primarily focused on one gender, even though the United States funds the Office on Violence Against Women. http://en.wikipedia.org/wiki/Office_on_Violence_Against_Women.
The Tamp Tribune picked up the story too. http://www.tampabay.com/blogs/the-buzz-florida-politics/alan-graysons-wife-says-he-shoved-her/2168521
Also today, a caller to my office asked whether there was any need to report an incident of domestic violence because "the officer said it was just 'he said she said."'
Whenever I have a client who relates incidents of domestic abuse, threats or violence, my advice is as follows:
1. Call the police. If you call, there will be a record in the future that at least you sought help.
2. File for an Injunction. If there was a negative impact to your person, or a threat of harm in the future, ask the courts for an injunction.
3. Do not dismiss the injunction prior to hearing. Dismissal of an injunction is almost always used to show that there was NO VIOLENCE in the first place, also showing that you were not truthful.
4. Get the advice of an attorney. You are not prepared to represent yourself in a courtroom environment. An attorney should know the rules and procedures to maximize your case. An attorney may be able to offer solutions that prevent court hearings while protecting you from allegations of untruthfulness.
5. Do Not Touch another person negatively.
6. Do Not Yell.
7. Do Not Threaten.
If you have been the victim of abuse, or if you have been falsely accused of abuse,
Please Seek the Help of A Qualified Attorney.
I am available by phone at 407-645-3297, or you may visit my website at www.aubreylaw.com
I look forward to meeting you and helping in your time of need.
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